Financial Planning for Individuals and Families

Individual Wealth Management

Our Advisory Group provides customized solutions to assist high-net-worth individuals and their families meet their financial goals. Each client’s goals and objectives are identified, and a comprehensive solution is implemented through our independent, advisory platform.

• Identify the client’s objective, time horizon, and risk tolerance
• Assess each client’s current strategy and present a customized suite of solutions to meet their goals
• Access to our open architecture investment platform
• Institutional performance reporting and benchmarking
• Ongoing reviews of the investments and progress towards retirement
• Interactive retirement planning using advanced modeling and what-if scenarios

A successful education plan is critical to the success of an individual’s or company’s planning. The representatives at Justin Retirement are experts in the field and understand the communication nuances particular to different individuals and businesses. To help ensure a successful plan, we craft a program most appropriate to a particular individual or business.

Investment Due Diligence

Market volatility makes it crucial for retirement plan sponsors and fiduciaries to develop and maintain investment due diligence procedures and supporting documentation. Justin Retirement will work with the retirement plan committee to develop and maintain the plan’s investment strategy, which is formalized in an investment policy statement.

Justin Retirement provides comprehensive analysis by utilizing multiple independent investment analytic tools. Each investment is evaluated by more than a dozen different and objective analytical measurements, including:

• Upside Capture
• Dowside Capture
• Correlation
• Style Drift
• Excess Returns
• Tracking Error
• R-Squared
• Median Rank
• Volatility of Risk
• Alpha
• Beta
• Sharpe Ratio

Performing the analysis on a regular basis is essential to documenting compliance with Department of Labor guidelines and minimizing exposure to fiduciary liability. Past performance does not guarantee future results.

We are here for you!

Our independence allows for a most thorough review of the investment universe. Our emphasis is always on searching for solutions that are tailored to help optimize client success. Our wealth planning is designed to deliver a comprehensive, personalized snapshot of a client’s financial portfolio. The result we seek is a portfolio that optimizes returns while managing the appropriate amount of risk.

At Justin Retirement, we:

• use a defined process and service
• help maximize distribution strategies
• stress a holistic approach to individual financial planning